This service is really for anybody. Whether you are young or old, whether you just started investing or have a substantial portfolio, our investment team will give you an independent assessment on your portfolio.

Our team that consists of an actuary, a chartered accountant, and a CFA candidate will provide you advice on your portfolio. You will therefore have a team of highly skilled professionals that will give you independent investment advice on your portfolio.

Our advice is absolutely independent. Because we don’t earn commissions or initial fees on investment products we don’t advise our clients to invest in products with high commission structures. Instead we charge our clients that prefer this once-off service, a flat fee from R2 500. The fee is based on the number of hours we will spend advising.

You will get a clear picture of your current state of affairs, where you need to be in 5 – 10 years time, and the how to get there. Our team of investment professionals will provide you with the following documents:

• Your personalised Investment Strategy Document (ISD)

This document sets out your current asset allocation, what the likely outcomes of your portfolio are in the future, and what the probabilities are to be able to retire at various dates in the future.  View example here (1.04 MB)

• Your personalised Investment Implementation Plan (IIP)

This document sets out in detail our recommendations how you need to change your portfolio to increase the chances of reaching your investment target. We also set out how much we propose you need to safe towards retirement (if necessary) and comment on tax issues relating to your investments.  View example here (401.21 kB)

• Your personalised Risk Implementation Plan (RIP)

This document sets out your current risk benefits, what life and disability cover you likely need, and finally a summary explaining the whether you are over or under insured.