This service is for investors with an investable portfolio of at least R1.5m.

Our team comprises of an actuary, chartered accountant, and a CFA candidate. You will therefore have a team of highly skilled professionals that will give you independent advice on your portfolio.

Our advice is absolutely independent. Because we don’t earn commissions or initial fees on the investment products we don’t advise our clients to products that “pay” well. Instead we charge our clients an agreed fee of between 0.5% and 1% depending on the size of the portfolio. For larger portfolios we will agree a performance related fee if that is the client’s preference.

You will get a clear picture of your current state of affairs, where you need to be in 5 – 10 years time, and the how to get there. Our team of investment professionals will provide you with the following documents:

• Your personalised Investment Strategy Document (ISD)

This document sets out your current asset allocation, what the likely outcomes of your portfolio are in the future, and what the probabilities are to be able to retire at various dates in the future.  View example here (1.04 MB)

• Your personalised Investment Implementation Plan (IIP)

This document sets out in detail our recommendations of how you need to change your portfolio to increase the chances of reaching your investment target. We also set out how much we propose you need to save towards retirement (if necessary) and comment on tax issues relating to your investments.  View example here (401.21 kB)

• Your personalised Risk Implementation Plan (RIP)

This document sets out your current risk benefits, what life and disability cover you likely need, and finally a summary explaining whether you are over or under insured.

• Our team will take care of all administration functions and ensure we implement your portfolio in an efficient way.
• Your portfolio will be managed within an agreed framework and mandate on an ongoing basis.
• Our team is always available to you for any ongoing investment questions.
• We will report back to you on a monthly basis. This statement is your unique statement with all your personalised assets, strategy and performance listed.  View document here (125.06 kB)

Our investment team will manage your portfolio on an ongoing basis within an agreed signed mandate. We report back to you a monthly basis in terms of the current market outlook and any changes we made to the portfolio.