This portfolio is designed for conservative investors who are very cognisant of capital protection. It is ideally suited for:

1. Older investors that need a regular income.
2. Investors where the investment horizon is less than 3 years.

The return objective of this fund is to outperform a benchmark of Inflation + 4% per annum over a rolling 3 year period, while the risk objective is to protect capital over a rolling 2 year period.

The strategy that this fund follows to reach its return and risk objectives is:

1. Select top quality unit trust managers with excellent track records.
2. Actively manage the portfolio within the following asset class ranges:

# Protected Equity is effectively an exposure to the equity market but with the necessary protection in place to protect it from large capital losses.

 Click here for the fund factsheet (118.31 kB)

This portfolio is designed for moderate investors who are cognisant of capital protection but also expect capital growth in real terms. It is ideally suited for:

1. Older investors that need a medium risk portfolio where they can use the proceeds to finance their required income in later years. 
2. Investors closer to retirement (<5 years from retirement) that seek a diversified portfolio without being overly conservative. 
3. Investors where the investment horizon is between 3 and 5 years.

The return objective of this fund is to outperform a benchmark of Inflation + 5% per annum over a rolling 4 year period while the risk objective is to protect capital over a rolling 3 year period.

The strategy that this fund follows to reach its return and risk objectives is:

1. Select top quality unit trust managers with excellent track records.
2. Actively manage the portfolio within the following asset class ranges:

# Protected Equity is effectively an exposure to the equity market but with the necessary protection in place to protect it from large capital losses.

 Click here for the fund factsheet (83.37 kB)

This portfolio is designed for high growth seeking investors who are more concerned about capital growth over the long term than potential capital losses over the short term. It is ideally suited for:

1. Investors whose investment horizon is more than 5 years.
2. Investors that are more than 5 years away from retirement.
3. Older investors that have substantial assets and where enough assets have been set aside in a moderate portfolio to finance their income requirements over at least five years.

The return objective of this fund is to outperform a benchmark of Inflation + 6% per annum over a rolling 5 year period while the risk objective is to protect capital over a rolling 4 year period.

The strategy that this fund follows to reach its return and risk objectives is:

1. Select top quality unit trust managers with excellent track records.
2. Actively manage the portfolio within the following asset class ranges:

# Protected Equity is effectively an exposure to the equity market but with the necessary protection in place to protect it from large capital losses.

 Click here for the fund factsheet (188.44 kB)

This portfolio is designed for high growth seeking investors who are more concerned about capital growth over the long term than potential capital losses over the short term. It is ideally suited for:

1. Investors whose investment horizon is more than 5 years.
2. Investors that are more than 5 years away from retirement.
3. Older investors that have substantial assets and where enough assets have been set aside in a moderate portfolio to finance their income requirements over at least five years.

The return objective of this fund is to outperform a benchmark of Inflation + 6% per annum over a rolling 5 year period while the risk objective is to protect capital over a rolling 4 year period.

The strategy that this fund follows to reach its return and risk objectives is:

1. Select top quality unit trust managers with excellent track records.
2. Actively manage the portfolio within the following asset class ranges:

# Protected Equity is effectively an exposure to the equity market but with the necessary protection in place to protect it from large capital losses.

 Click here for the fund factsheet (118.57 kB) 

This portfolio is designed for investors who want to be fully invested in the local and offshore equity markets. These investors are more concerned about capital growth over the long term than capital losses over the short term. It is ideally suited for:

1. Investors whose investment horizon is more than 5 years.
2. Older investors that have substantial assets and where a portion of these assets are invested in this portfolio. These investors also made sure that enough assets have been set aside in a moderate portfolio to finance their income requirements over at least the next five years.

The return objective of this fund is to outperform a benchmark of 80% JSE ALSI Total Return Index and 20% MSCI World Index per annum. The strategy that this fund follows to reach its objective is:

1. Select top quality unit trust managers with excellent track records.
2. Actively manage the portfolio within the following asset class ranges:

 Click here for the fund factsheet (112.83 kB)

Seed invests some clients’ portfolios in a small selection of quality hedge funds. Hedge fund managers are regulated by the FSB while the legal structures not. Seed is making use of a Hollard Endowment Policy to invest a dedicated portion of clients’ portfolios in local hedge funds. Seed does not manage a fund of hedge funds but is purely the consultant on this endowment product.

This portfolio is designed for high net worth individuals with an appetite for further diversification from the more traditional asset classes. The minimum investment is R500 000 and as a result this product is ideal for those investors with a minimum investable portfolio of R2.5m. It is ideally suited for:

1. Investors whose investment horizon is more than 5 years.
2. Investors who does not need immediate liquidity from the investment.
3. Investors who are seeking further diversification.

The return objective of the portfolio is to outperform cash plus 3% per annum over a rolling 5 year period while the risk objective is to protect capital over a rolling 3 year period.

 Seed Offshore Conservative (80.77 kB)

 Seed Offshore Moderate (80.36 kB)

 Seed Offshore Balanced (80.47 kB)