Last week we introduced the concept of boutique managers and what makes them different from large managers. If you missed out on this one, please check it out now…

As multi-managers our job is to allocate capital to a range of external managers in the process of building investment portfolios. One of our key skillsets is therefore to determine which are the best external managers to allocate to. When…

Carbon offsets, noble as it seems, is a concept that my green heart struggles with. A carbon offset is a credit that is bought to reduce carbon footprint. The credit represents financed projects…

We saw last week that there is huge potential for Financial Advisors in the still largely untapped market of the female investor…

Historically, the financial advisory has centered around male clients. As women have risen in professional and financial spheres…

Sam Bankman-Fried’s trial kicked off in New York. He is accused of multibillion-dollar fraud through his now bankrupt crypto exchange FTX…

A hundred US dollars invested in Bitcoin 2 years ago is worth USD55 as of 31 August 2023. It is unsurprising…

In Seed’s multi-management process, monthly asset class valuations inform tactical asset allocation decisions, with yield models comparing bond income yield to equity earnings yield for relative value assessment. This approach…

In this week’s article, we delve deeper into the construction of our Funds, highlighting the strategic use of investment vehicles like Unit Trusts, Segregated Accounts, ETFs, and Structured Notes. We also provide two…

Beyond traditional Fund of Funds, Seed Investments employs a versatile array of investment vehicles to access diverse markets, optimize returns and shedding light on our strategies…

The art of delegation and expert partnerships involves skillfully entrusting tasks and forging collaborative relationships with…

Extreme Value Theory (EVT) is particularly useful for analysing events that have a low probability of occurrence but can have significant impacts, such as severe floods, large earthquakes…

It may seem superfluous, but let’s start by defining what a personal budget is…

Seed Investments’ primary payoff line is “prudent stewards of your wealth”. In a recent article I discussed the distinction between money and wealth [click here]. As we all journey along the wealth accumulation stage…

Several fund managers use the ARK Innovation ETF investment growth chart to show how NOT to invest. The rise and fall in the performance profile does look dramatic…

Every July I get a notification from LinkedIn congratulating me on my work anniversary – 4 years with Seed Investments this July! I joined the Seed Investment Team rather fresh out of university. After graduation…

In the bustling world of finance and investments, where profit margins often dominate headlines, Seed…

As part of Seed’s multi management process, we perform monthly asset class valuations using our in-house quantitative models. The output of these models guides our tactical asset allocation decisions…

Picture this: It has been a long Monday, work ends late, and the thought of cooking seems like another tedious task. You take out your phone and decide that…

Investors typically access listed property through REITs (Real Estate Investment Trusts) that give liquid exposure to a diversified portfolio of income producing properties. REITs are obliged to pay out the majority…

Successful investing and personal finance involve much more than optimising outcomes and analysing spreadsheet performance projections of securities and funds…

Investing, like most pursuits, requires a disciplined process to increase your probability of success. Seed has a robust investment process that looks at the attractiveness of various asset classes…

There are various ways to think about your investment strategy, and the barbell approach can be particularly useful. This is especially true in the current environment, with higher interest rates on fixed investments…

The past two weeks have been very interesting for global banks. We’ve been inundated with articles, opinion pieces and professional viewpoints…

Assets in global sustainable funds stand at a significant USD 2.5 trillion according to Morningstar data, as at 31 December 2022…

Investors would have noticed that January 2023 was a month of exceptional returns for equity markets, with the JSE All Share up 8.9% on the local side and the S&P 500 (6.3%) and…

Last week we had a look at the relationship between the stock market and the economy and how there can be instances, especially over the short term, where the two move in opposite…

Investors generally have the idea that the stock market and the economy move together in unison. As such, people often scan economic data to try get a grasp of stock market prices and to form an…

“If you can lend money to the US government at close to 5% in USD terms, most other investments don’t make sense…”  

Over the past 50 years the South African equity market (as represented by the FTSE/JSE All Share index – ALSI) has generated a compound return of 16.8% per annum (in ZAR) and over this same period…