Visa is a company that most of us have come across – it’s likely that its logo is on one of your credit cards. However, Visa doesn’t actually extend credit or issue cards. Instead, it makes its money as a digital payment facilitator…

After discussing various allocation scenarios, I received an updated report this week on global USD forward looking returns from BCA Research. While it’s a comprehensive 26-page report on long…

In the world of personal finance, the concepts of saving and investing are often confused. They each serve a distinct purpose and therefore it is important to clarify each of them from first principles…

Exactly 100 years ago, George Clason published a book, The Richest Man in Babylon, that is still in print today…

When the stock market is volatile, patient investors tend to look to companies that consistently pay dividends in order to achieve growth in the long run. One such company is the Lindsell Train Investment Trust (LTIT)…

Most diamonds sold at the retail level lack any genuine scarcity. This perception of diamond scarcity was carefully crafted over the last century by De Beers Consolidated Mines…

In 1965, Warren Buffett took control of Berkshire Hathaway when the company was valued at $20 million, with shares trading at around $19. Originally a declining textile manufacturing firm…

The upcoming SpaceX listing on US markets is generating considerable debate among market watchers…

Last weekend I watched the Netflix documentary, “Madoff: the Monster of Wall Street.” Bernie Madoff was responsible for the world’s largest…

It is completely understandable that retired investors in the drawdown phase, “never want to dip into the capital”. This assumes that the income is not only sufficient at the start of the drawdown period…

Over the last few weeks, we have seen a range of markets and assets trade at new all-time highs. These new highs often trigger nervousness among investors, yet the adage holds true – bull markets climb a “Wall of Worry…

Six months into 2026 and as usual global markets have delivered plenty of drama…

When investing in a company, you are buying into all its future earnings. There is always a level of uncertainty when trying to estimate these earnings, with some industries far more unpredictable than others…

A key indicator that we watch on an ongoing basis is the yield, or interest rate, on the US 10-year bond. Just a few years ago, during the depths of the pandemic, this key rate plummeted to a low of around…

This week, the U.S. inflation rate for February was released at 3.2%, slightly higher than the market’s expected 3.1%. While this could imply the possibility of higher interest rates for longer, investors in the equity market took it in…

You might have heard some talk about US (and other countries) government bond yields moving up…

SA has been a member of FATF since 2003, and therefore should know exactly what is required from it. However, at the end of February, the global body concluded that SA had not taken sufficient steps…

Warren Buffett wisely quoted in his 2018 annual letter to shareholders, “Rational people don’t risk what they have and need for what they don’t have and don’t need.” He mentioned this in the context of…

I am spending a few weeks in the United States with my family and always find it intriguing to compare prices across basic grocery items such as eggs, milk, yogurt, beef and fuel…

Have you heard about the aftercare facility that charged parents a small fee for picking up their children late? Unfortunately, it had the exact opposite effect as more parents began picking up their children…

This maxim encourages individuals to approach a situation or problem by flipping it upside down, examining it from the reverse perspective to enhance clarity of thought and gain deeper insights…

This week, Amazon shares traded near their all-time high at around $185 per share. Spending time in the United States, it is apparent how pervasive Amazon is….

One of the more notable investors of the 20th century was the late Sir John Templeton. Green had the opportunity to interview Templeton in 1998, when Templeton was 86 years old and actively…

7 companies, often referred to as the “magnificent 7” have been pivotal in driving the performance of the US stock market this year, even as some of these gains have faded in recent months. These 7…

Two weeks ago, I mentioned several assets that had traded to new price highs, including gold. This asset tends to evoke strong emotions. Even wellknown investor, Warren Buffett has a negative view of it, while economist John Maynard Keynes famously called it a “barbarous metal”…

Despite various headlines causing anxiety and affecting investor sentiment, global equity markets in general have surprisingly remained largely resilient and shrugged off the negative news…

This week marked the latest US Federal Reserve meeting, where they announced that short term interest rates would remain unchanged. The market places significant emphasis…

The United States saw a 4.8% year on year increase in the median existinghome sales price, reaching $393,500 in March 2024. While slightly off the highs of mid 2022, residential prices remain exceptionally robust, making home ownership a…

While exchanging your time for money is a worthwhile pursuit, it becomes problematic when the value of money depreciates significantly. Inflation is typically defined as “general increase in prices”, but it…

Artificial Intelligence (AI) is not new. A defining moment occurred in 1997 when IBM’s Deep Blue computer defeated chess grandmaster Gary Kasparov in a six-game chess match. However, despite this breakthrough, progress…