This quote is attributed to Franklin D Roosevelt. If we extend the adage to global financial markets, current stormy conditions are clearly doing their level best to upskill all investors and their advisors…

The massive structures are erected on metamorphic rock known as Manhattan Schist, containing a mineral called Kyanite. This mineral’s presence indicates that the rock was compressed under…

Mark Twain’s quote, “Prediction is difficult- particularly when it involves the future” resonates as many financial commentators attempt the daunting task of forecasting markets at the start of a new year…

Into 2024, Artificial Intelligence (AI) remains extremely topical. Not only has AI chip designer, Nvidia seen incredible price gains, but this week Apple garnered significant attention with its announcement of an OpenAI partnership…

Bonds are a not very difficult to understand – think of them as essentially fixed income loan agreements between lenders and borrowers (mostly governments and companies)…

The steady move away from traditional banking has been catalysed by the so-called neobanks or digital banks, which have, in many aspects, surpassed traditional banking. This shift is happening…

Last week, I made the comment that asset prices are likely to appreciate over any reasonable timeframe, at least in nominal terms. Given the ongoing erosion of purchasing power, this is not a controversial statement…

We are at the halfway mark for the year, and it seems like the months are flying by quicker than ever. It’s been a positive year for most investable asset classes, with some strong performances, but these invariably come with the standard fare of high volatility.

We all know the one basic law of supply and demand dictates that as the price of a good is increased, everything else being equal, the quantity demanded of that good will tend to decline…

On Monday this week, Argentina, a country with a GDP of approximately $480bn, devalued its official currency, the peso, by a staggering 18%. Simultaneously the government upped the official interest…

“A trillion here, a trillion there, and pretty soon you’re talking real money.” This famous quote was supposedly made by the late US Senator Everett Dirksen, who served in the 1960’s, and…

In the world of business, few names resonate as strongly as Elon Musk. The visionary entrepreneur consistently garners attention with his various ventures, and it’s understandable that investors are excited about the prospect of the public listing of SpaceX.

It’s common for people to look for predictions at the start of a new year to guide their investment decisions, but remember shorter-term predictions are often unreliable…

In last week’s article discussing currency devaluation, I emphasized the importance of considering investments in real assets, including shares in multinational companies, as a safeguard against…

This year Microsoft surged to over $3 trillion in value, becoming the largest company among the so-called “Magnificent 7” (Alphabet, Amazon, Apple, Meta Platforms, Microsoft…

This week, global markets experienced a fairly significant shake-up with the release of DeepSeek, a Chinese-developed AI model…

Visa is a company that most of us have come across – it’s likely that its logo is on one of your credit cards. However, Visa doesn’t actually extend credit or issue cards. Instead, it makes its money as a digital payment facilitator…

After discussing various allocation scenarios, I received an updated report this week on global USD forward looking returns from BCA Research. While it’s a comprehensive 26-page report on long…

In the world of personal finance, the concepts of saving and investing are often confused. They each serve a distinct purpose and therefore it is important to clarify each of them from first principles…

Exactly 100 years ago, George Clason published a book, The Richest Man in Babylon, that is still in print today…

When the stock market is volatile, patient investors tend to look to companies that consistently pay dividends in order to achieve growth in the long run. One such company is the Lindsell Train Investment Trust (LTIT)…

Most diamonds sold at the retail level lack any genuine scarcity. This perception of diamond scarcity was carefully crafted over the last century by De Beers Consolidated Mines…

In 1965, Warren Buffett took control of Berkshire Hathaway when the company was valued at $20 million, with shares trading at around $19. Originally a declining textile manufacturing firm…

The upcoming SpaceX listing on US markets is generating considerable debate among market watchers…

Last weekend I watched the Netflix documentary, “Madoff: the Monster of Wall Street.” Bernie Madoff was responsible for the world’s largest…

It is completely understandable that retired investors in the drawdown phase, “never want to dip into the capital”. This assumes that the income is not only sufficient at the start of the drawdown period…

Over the last few weeks, we have seen a range of markets and assets trade at new all-time highs. These new highs often trigger nervousness among investors, yet the adage holds true – bull markets climb a “Wall of Worry…

Six months into 2026 and as usual global markets have delivered plenty of drama…

When investing in a company, you are buying into all its future earnings. There is always a level of uncertainty when trying to estimate these earnings, with some industries far more unpredictable than others…

A key indicator that we watch on an ongoing basis is the yield, or interest rate, on the US 10-year bond. Just a few years ago, during the depths of the pandemic, this key rate plummeted to a low of around…