Seed Investments’ primary payoff line is “prudent stewards of your wealth”. In a recent article I discussed the distinction between money and wealth [click here]. As we all journey along the wealth accumulation stage…

Successful investing and personal finance involve much more than optimising outcomes and analysing spreadsheet performance projections of securities and funds…

There are various ways to think about your investment strategy, and the barbell approach can be particularly useful. This is especially true in the current environment, with higher interest rates on fixed investments…

“If you can lend money to the US government at close to 5% in USD terms, most other investments don’t make sense…”  

All businesses must manage a range of input costs. Right now, these ingredients (from labour to raw materials and cost of capital) are costing a lot more…

In only its second full year of existence, the Lindsell Train Investment Trust, invested some £180 000 to acquire 30 000 shares in Diageo plc – the UK spirits and beer company. Over the years they have strategically added to this position. In the 2003 annual financial statements, Lindsell Train’s original comment on their purchase […]

Inflation is commonly defined as a measure of the rate of change in the price of goods and services in an economy. This definition, however, is looking at the effect and…

When a global fund manager with a compounded return of almost 24% p.a. over 5 years and 21% p.a. over the last 10 years to March 2022, comes under immense pressure in the last 6 months, it’s only natural that investors experience a loss of confidence.

As one of his mental models, Munger explores the idea of inverting a problem. By turning a problem upside down and then approaching it by eliminating what will NOT work, you are typically left only with options that WILL work.

It sure feels that there is greater uncertainty in our day-to-day life now, more so than ever before. But despite the uncertainty that Covid has introduced, the truth is that life is no more uncertain today than it was in pre Covid times.

While there is never one silver bullet when it comes to prosperous investing, it is definitely worth listening to, and as far as possible, applying, some of the pithy sayings from successful investors.

The necessity for independent investment managers is becoming more and more relevant in a highly complex investment world as investment funds and products are evolving at a rapid rate.

With most of the world turned upside down, should it have really surprised anyone that the futures price of oil fell through zero for the very first time?

To date investment markets have been playing out exactly as one could expect in a global economic shutdown. The massive liquidity panic in …

Over the last few weeks, we have highlighted the global debt bubble that appears to have now been pricked, not by the coronavirus itself, but the global lock down and the negative effect on economies …

From a financial point of view …

The global shutdown to economies in order to try and reduce the spread of the coronavirus has, and will continue …

While we all need to be extremely cautious about the spread of the Corona virus, it’s the panic in heart of people that we need to curtail as far as is possible …

It has been said that the bull run in US shares has been one of the most “hated bull runs ever”. This is due not only to the relatively slow pace since bottoming out in March 2009…

In a relatively short space of time, debt levels across the world have ballooned. At the same time, the world economy and total asset base has grown.

More recently gold, when denominated in various currencies, has been moving up and hence attracting investor attention.

Over many years now, especially following the global financial crisis some 10 years ago, when subprime mortgage
markets in the US led to a global banking crisis…

The late Sir John Templeton, founder of Franklin Templeton Investments, penned an article in 1993, in which he
set out these 16 rules. He starts the article with a quote saying

Over the last few years, there has been so much written about so-called fake news. But for investors is there such a thing as
a fake investment belief?

From an investment perspective, 2018 was not nearly as bad as the sharp declines some ten years back. What investors do find extremely disappointing is the long, slow grind of going nowhere slowly.